Instant Transfers

Why when transferring from Apple Pay to my bank, only the most recent used debit card shows for instant transfer? Although I have several cards eligible for instant transfer in my wallet?

iPhone 11, iOS 14

Posted on Aug 6, 2021 8:22 AM

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4 replies

Aug 12, 2021 6:42 AM in response to Kjatoine

Thanks for keeping us updated on this. Have you been able to use those other cards for instant transfers in the past, or has this always been an issue with those other cards?


Referencing the article we previously linked, have you tried going over the steps in the section titled "If you can't transfer money" to make sure your iOS version is updated and your identity has been verified with those cards? If not, we would recommend trying those steps to see if it makes a change.


If you continue to experience issues, please reach out to Apple Support directly to speak with the Apple Pay department for additional assistance: Get Support

Aug 12, 2021 11:34 AM in response to brianj123

Hi Brian,


Yes I have been able to use all of my cards in my wallet in the past for instant transfers. When I go to instant transfer for some reason it only shows my card that has been most recently used to send money with Apple Pay. If I want to instant transfer from one of my other cards I have to send money via Apple Pay from that card in order for it show up for instant transfer.


Everything is up to date on my phone and I am not the only person having this issue, my partner is too.

Aug 7, 2021 9:24 AM in response to Kjatoine

Hello Kjatoine,


Thanks for reaching out to the Apple Support Communities. We understand you are looking for some information regarding instant transfers within Apple Cash. We are happy to help provide some guidance.


In order to use instant transfer, it needs to be on an eligible Mastercard or Visa debit card. That card also needs to match the billing address you use for your Apple Cash account. Take a look at the full article that goes over how to use that here:


Transfer money in Apple Cash to your bank account or debit card


We hope this information helps.


Best Regards.

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