Family access
how to make it so that in family sharing, I could pay with my bank card? Now my dad's card is tied for family purchases, but I want to pay for my personal purchases using my card.
iPhone XR, iOS 14
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The payment method for Family Sharing is automatic:
1. If anybody in the family buys or subscribes to something, Apple first attempts to charge the item to that individual's Apple ID balance, if any.
2. If a family member does not have enough personal balance, any excess will be charged to the Family Organizer's primary payment method (usually a card of some kind). The Organizer's personal balance will not be used for purchases made by other family members. If it cannot bill the primary payment method, the Organizer will need to make another payment method the primary method.
- "Some purchases, including gifts, can't be billed to Apple ID balance and will be charged to the family organizer's payment method." "Some subscriptions might not be charged to Apple ID balance."
Ref:
- Family purchases and payments - https://support.apple.com/HT201079
- How App Store and iTunes Store purchases are billed - https://support.apple.com/HT201359
- Check your Apple ID balance - https://support.apple.com/HT202359
- Change, add, or remove Apple ID payment methods - https://support.apple.com/HT201266
If you do not want your dad to be charged, add funds to your Apple Account balance. Read the links below about various ways to do this.
- Add a payment method such as a credit or debit card to your account. See this link about 'Payment methods that you can use with your Apple ID' --> https://support.apple.com/HT202631 then see this link about how to 'Change, add, or remove Apple ID payment methods' --> https://support.apple.com/HT201266
- Add funds to your Apple ID balance - "Use a payment method, such as a credit or debit card, to add funds to your Apple ID balance." This takes the previous payment method one step farther by optionally using it to irreversibly add balance to an Apple ID instead of having the card charged each time.
Click here --> https://support.apple.com/HT208687
- Create and add money to an iTunes Pass - "At Apple Stores and select retailers, you can add store credit directly to the Apple ID that you use for App Store, iTunes Store, and iBooks Store purchases." - https://support.apple.com/HT203021
- Redeem your App Store & iTunes Gift Card --> https://support.apple.com/HT201209