I've had an open ticket with Apple for three weeks. After the upgrade, contacts duplicated, or were missing. iCloud and Phone now sync, but Mac Contacts has a different list of contacts. Apple restored my Mac, and reinstalled Montery to try to resolve the issue, but it seemed to compound it. Apple now says the problem is with the 3rd party providers and I need to contact them and then remove contacts in their systems to resolve the problem. We have spent many many hours of screen sharing, removing duplicates, merging, rebuilding groups that were deleted, etc, but nothing resolves the issue. After many hours of me rebuilding the contacts list to the best of my ability, I think my iCloud has usable info. (as said, there is different data in the Mac Contacts) -- and I'm so afraid another tweak will put me back to an unusable contact list.. They are indicating Apple cannot help anymore - I am unsure how to find, or talk, to a real person at Google or Microsoft, and afraid to turn someone else loose on my computer... I don't know where to go for help.