Monterey Screensavers with Photos Not loading Photos

Using latest Monterey on an iMac Retina 5K 27 in.

So I just started having this problem. No folder or photo album will show in any of the screensaver that allow you to pick photos. I have tried deleting preferences in hopes that this would reset the screensavers. All other screensavers seem to work but when I select a finder folder (not on iCloud) or a photo album from within the Photos library all I get is a blank screen when the screensaver loads.

I waited and have tried 3 OS updates thinking this might be a bug but as yet it has not fixed itself.

Anyone have any ideas.