ordering a iPhone
when I'm going through checkout, and paying the payment does not go through it says they can't give me the loans it possible if I order it and pay in the store when I pick it up
The cost of the iPhone may be exceeding your credit limit.
Contact your credit card issuer for specifics.
If you are using the Apple Card, contact a Card Specialist at Goldman Sachs. Link-> How to view your available Apple Card credit details or request a credit limit increase - Apple Support