Hey Kuzie17!
Is there another admin account you can login to to make any necessary changes?
If not, and safe boot/First Aid doesn’t allow login either, you may be able to create a new admin account to make those changes while in recovery mode. (This process will depend on your Mac model, year and OS version),
Another option still available is to reset user permissions from recovery mode if needed. This process can still be done while in recovery mode, and requires another reinstall of the OS.
Mind you, any of these changes would require an admin password to do if your disk is locked, but sounds like you already have the password.
Another important question, do you have your data backed up? (Just in case it’s an all or nothing real)?
Let me know and I’ll help if I’m able to!