Network settings

I constantly have to reset my network settings on my phone. This has been happening for about 5 months. (And it is only 1 year old) Everything will be working well, then literally suddenly I can’t listen to podcasts (“episode unavailable”) or music that isn’t downloaded to my phone, or log into apps (eg Zoom to connect to calls, or my health fund app, any of them) or command siri to do anything (“still on it… still trying… sorry I can’t help with that”)

This happens when I’m using phone data and not connected to wifi.

However, I will still receive text messages and can send them using iMessage.

The only thing that can fix this is resetting network settings. Sometimes I have to do it a few times, in combination with turning my phone on and off, or doing a hard restart.

It is becoming very frustrating.

Everything is always up to date - the iOS etc.

any help is appreciated!