Refunding bogus charges on Apple Card

I got three fraudulent charges from a power tool vendor in the Mid-West and disputed all three of them, which caused three credits to appear on my account. Two of these disputes were settled in my favor. However, the third one has just been denied for the third time, with the message that I have already been credited for the fraudulent charge. I have literally spent hours on the phone over this. The Apple Card help line people say there is nothing they can do except dispute it again, and that there is no one else who can help me, there is no supervisor to speak to. Does anyone have any access to another number that reaches someone who can actually help with this dispute?

Posted on Jan 17, 2022 1:52 PM

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5 replies

Jan 18, 2022 5:42 AM in response to SeattleNan

This situation is beyond the scope of this forum. There is nothing anyone here can do. Are you approaching this from a "my card was compromised" point of view or a "what are these charges" point of view? See if they will let you prove you were not in that location by using the significant locations feature on your device and by showing that there are no call logs to that vendor during the time of charge or your internet history is not showing them listed (hopefully you did not delete your internet history).

Jan 17, 2022 7:10 PM in response to SeattleNan

As far as I know there is no alternate number besides 1.877.255.5923 for Goldman Sachs.



Did you already do these steps?



If you see a transaction you do not recognize or have an issue with a transaction open Wallet>tap on the card used>tap on the transaction (photo 1)>tap on the amount (photo 2)>look for a report an issue link. (photo 3)


photo 1 - select the transaction



photo 2 - click the amount



photo 3 - click the link



Jan 17, 2022 9:21 PM in response to askbarnabas

Oh yes. The minute I saw the four bogus transactions in November, I reported them. The problem is getting Goldman Sachs to credit them. So far, they have credited two of the three bogus charges of $780 each, but seem to be unable to understand that the issue is not that I was charge 3x for one purchase, but that I did not make ANY of the three purchases. I was told today that the "proof" being offered by the vendor is the charge receipt that has my credit card number on it. Well, duh. As I have told the three times, that is NOT proof that I was the one who charged whatever it was that was purchased. The fourth bogus transaction is a $50 charge to a pizza parlor in California. That decision on the part of Goldman Sachs is "pending" according to the customer service people. He then told me it can take up to 90 to resolve this, but had no answer when I pointed out that 90 was up LAST WEEK.

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Refunding bogus charges on Apple Card

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