Apple Pay billing address incorrect on receipts, though correct everywhere
When I make a purchase using Apple Pay it shows the correct shipping address but the wrong billing address (it is an old, no longer valid, billing address). I have checked everywhere suggested (iPhone & iPad: settings/Wallet & Apple Pay/Payment Card; Mac: app store/user image at bottom left/view information/billing address) but in all these places it shows the correct billing address. I've even tried replacing the credit card on file to no avail. All my credit cards have the correct billing address.
So where is it getting an old billing address for the receipts? It's not coming from the credit card. It's not showing up in any setting I can find. Please advise.
iPhone XS, iOS 15