iPhone payment verification issues
So for a few months now whenever I try to download/update an app (even when it’s free) in the App Store, a pop-up appears asking me to verify my payment information. I’ve tried everything. I’ve tried different cards, PayPal, selecting “none” from my computer. Nothing was working. So I ended up resetting my iPhone. Now I’m stuck with no apps and no way to download anything. I know it isn’t on my end because I’m pretty sure now my phone doesn’t even know what it has a problem with. I need help and have no idea what to do. I’ve verified it a million times and I think I’m going insane, I’ll take any help.
iPhone 11 Pro