I can certainly understand your interest in adding features/safe guards to Apple Cash and/or Apple Card MasterCard. Apple hosts this community, but neither Apple or Goldman Sachs (issuer and servicer of Apple Card) are here. This community is comprised of Apple users and enthusiasts, like yourself.
However, you can make suggestion for feature directly to Apple and Goldman Sachs. Apple has a dedicated form for requesting features for the Apple Card. The link is below and please select Apple Card in the Product Category dropdown.
Feedback - Apple Pay - Apple
Goldman Sachs welcomes your feedback as well. You can do this via any of the contact means.
CONTACTING — Goldman Sachs Bank
• Using Messages; chat with an Apple Card specialist
• Call toll-free at 877-255-5923; or
• Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.
Both companies promise to read your feedback, but regret that they cannot respond to individual feedback.