Hi yahiaghoridi,
It looks like you are having an issue with updating your payment method and we're happy to help. Let's start by making sure you are using an acceptable payment method by viewing the information here: Payment methods that you can use with your Apple ID for your region.
If your bank is listed, then let's complete the steps listed here: Change, add, or remove Apple ID payment methods
If neither of the steps in the articles do not resolve your issue, then we'd recommend reaching out to your bank for more details.
Cheers!