Can a random person connect an AirTag to my personal phone?
Can a random person connect to an AirTag I have linked to my personal phone and “find me” app?
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This would only be possible if someone had access to your device. That being said, if FindMy does detect an Airtag near you that is not in your FindMy you will receive a notification.
Check out this article: What to do if you get an alert that an AirTag, Find My network accessory, or set of AirPods is with you - Apple Support