flashing file and needs a password that I don’t have

Set a firmware password on your Mac

Though in this instance - there is no flashing file but it does require a Password

When you set a firmware password, users who don't have the password can't start up from any disk other than the designated startup disk.

This feature requires a Mac with an Intel processor. For the equivalent level of security on a Mac with Apple silicon, simply turn on FileVault. If the Mac is managed by MDM (mobile device management), MDM administrators can also remotely lock the Mac.

How to turn on a firmware password

1. Start up from macOS Recovery.
2. When the utilities window appears, click Utilities in the menu bar, then choose Startup Security Utility or Firmware Password Utility.
3. Click Turn On Firmware Password.
4. Enter a firmware password in the fields provided, then click Set Password. Remember this password.
5. Quit the utility, then choose Apple menu  > Restart.

Your Mac asks for the firmware password only when attempting to start up from a storage device other than the one selected in Startup Disk preferences, or when starting up from macOS Recovery. Enter the firmware password when you see the lock and password field:

How to turn off a firmware password

1. Start up from macOS Recovery. During startup, you will be prompted to enter the firmware password.
2. When the utilities window appears, click Utilities in the menu bar, then choose Startup Security Utility or Firmware Password Utility.
3. Click Turn Off Firmware Password.
4. Enter the firmware password again when prompted.
5. Quit the utility, then choose Apple menu  > Restart.

If you forgot your firmware password

If you can't remember your firmware password, schedule an in-person service appointment with an Apple Store or Apple Authorized Service Provider. Bring your Mac to the appointment, and bring your original receipt or invoice as proof of purchase.

Flashing file?

Do you mean a flashing folder icon with a question mark?