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How do you set up a spend limit for a single person like myself

I want to set up a spend limit for myself because I have a bad habit of spending a lot of money on my phone game

iPhone 12 Pro Max

Posted on Nov 12, 2022 8:14 PM

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Question marked as Top-ranking reply

Posted on Nov 14, 2022 1:49 PM

Hi coryfromwarsaw,


If you're using Apple Card Family you can set spending limits as outlined here:


"How to set spending limits for Apple Card Family participants

  1. On your iPhone, open the Wallet app and tap Apple Card.
  2. Tap the More button the more icon, then tap Card Details the card details icon.
  3. Tap the name of the participant that you want to set limits for.
  4. Set spending limits for participants
  5. Tap Transaction Limit.
  6. Tap the amount that you want to set.


When a spending limit is set, the participant can't spend more than that amount on an individual transaction. They can still spend up to the credit limit on the shared Apple Card account with multiple purchases, as long as each purchase is below the transaction limit. The account owner or co-owner can also lock a participant's spending or remove the participant from the shared Apple Card account."


Other options are to set up a restriction to limit the app activity. You can see more info regarding restrictions on your iPhone here: Use parental controls on your child's iPhone, iPad, and iPod touch - Apple Support


Take care.

1 reply
Question marked as Top-ranking reply

Nov 14, 2022 1:49 PM in response to coryfromwarsaw

Hi coryfromwarsaw,


If you're using Apple Card Family you can set spending limits as outlined here:


"How to set spending limits for Apple Card Family participants

  1. On your iPhone, open the Wallet app and tap Apple Card.
  2. Tap the More button the more icon, then tap Card Details the card details icon.
  3. Tap the name of the participant that you want to set limits for.
  4. Set spending limits for participants
  5. Tap Transaction Limit.
  6. Tap the amount that you want to set.


When a spending limit is set, the participant can't spend more than that amount on an individual transaction. They can still spend up to the credit limit on the shared Apple Card account with multiple purchases, as long as each purchase is below the transaction limit. The account owner or co-owner can also lock a participant's spending or remove the participant from the shared Apple Card account."


Other options are to set up a restriction to limit the app activity. You can see more info regarding restrictions on your iPhone here: Use parental controls on your child's iPhone, iPad, and iPod touch - Apple Support


Take care.

How do you set up a spend limit for a single person like myself

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