Apple Savings Account not showing up

iPhone must be on iOS 16.4.1 to have savings account information and application to apply.

Once you’re updated please follow the steps in this support article,

Set up and use Savings in Apple Wallet - Apple Support

Sorry to learn you’re experiencing difficulties. Let’s start with the basics and continue to the application for Apple Savings Account.

What you need to open and maintain an account

• Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verified

iPhone must be updated to latest version of iOS, 16.4.1 

Update your iPhone or iPad - Apple Support

iPhone must be updated or you can’t apply. Your Apple Cash account must be verified. 

Identity verification for Apple Card or Apple Cash - Apple Support

Once you’ve checked and verified the above requirements, you can apply for Apple Savings Account by following the steps in this support article.

Set up and use Savings in Apple Wallet - Apple Support

If you continue to experience issues, please let us know by making a comment on your post.

Update to iOS 16.4.1. Settings > General > Software Update

I’m sorry for the frustration you’re experiencing. Please understand that no one responding works for Apple or Goldman Sachs, were all volunteers.

Let’s start with the basic requirements to apply for an Apple Savings Account.

What you need to open and maintain an account

• Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.7
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verified

iPhone must be updated to latest version of iOS, 16.4.1 

Update your iPhone or iPad - Apple Support

Once you have checked and verified the above requirements please for the steps in this support article to apply for an Apple Savings account.

Set up and use Savings in Apple Wallet - Apple Support

Please make a reply to my comment if you require any additional assistance with applying for your Savings Account.

Was the same for me. Call Goldman Sachs on 877 255 5923. They talked me through screen off the screen of the screen until we found it apparently although I have had my Apple Card account for years and somehow it was still not what they call verified. Also make sure your phone is running the latest operating system 16.4.1.

There may be a slight delay while servers/systems update, so please don’t get frustrated. Banking days/hours update at irregular times.

Your iPhone must be updated to iOS 16.4.1 or higher. The links will not appear until you update.

Update iOS on iPhone - Apple Support

Once the update is complete, please follow the steps in this support article below,

Set up and use Savings in Apple Wallet - Apple Support

The Apple Savings Plan is set up through the Apple Card.

Open Wallet

Select Apple Card

Tap More (the three dots) for Daily Cash

Set up savings appears

Turns out all you have to do is update to the latest version. I did this and it was available immediately (16.4.1)

Is your iPhone on the latest version of iOS, 16.4.1? Have you verified your Apple Cash account?

Identity verification for Apple Card or Apple Cash - Apple Support

The savings account option didn’t show up for me until I did the latest iOS update(16.0.4). The option showed up after that.

You need to have iOS 16.4 installed to get the option

I just updated to the iOS 16.4.1 Now it appears . Set up successful

I had the same problem. I needed to update the iOS to 16.4.1. After updating, the option to set up savings became available.

I’m sorry, however at this time, applying for Apple Savings Account requires an iPhone using the latest iOS version, 16.4.1