Getting an error message "Apple Pay services are currently unavailable. Please try again later." since the day of the launch. Anyone else have this issue?

Is you iPhone updated to the latest latest iOS, 16.4.1? Please review this support article and verify your iPhone is updated. You cannot access setup unless your iPhone is updated.

Update your iPhone or iPad - Apple Support

If you’d like step by instructions with photos illustrating the steps, please review this post.

Why I can’t open a savings account - Apple Community

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I turned off Apple's native VPN and it worked.

Things may get a little longer and we’ll both have use are patience to get through this.

Have you done a forced restart of your iPhone since this started?

Force restart iPhone - Apple Support

If not, please do a forced restart now!

Is your iPhone logged into your Apple ID/iCloud account? Do you have two factor login enabled? Is your iPhones Region set to US? Are you behind a VPN?

So, you opened an Apple Savings account. Can you access your account? What are you attempting to do when you get the error message?

I sent money once and when I tried the second time that popped out and won’t let me sent no more

You’re referring to sending funds from your Apple Savings account?

it wont let me send money of any type savings or checkings