Transferring from Apple Savings back to an external checking account, issue with unspecified limits.

Here is what the > Deposit Amount Agreement < states.

>> ACH Transfer with a Linked External Account

You may deposit or withdraw funds from your Account through an ACH Transfer into or from a linked external account. We may place limits on the amount of funds transferred based on total dollar amount or frequency, and will disclose such limits to you at the time you schedule your ACH Transfer.

To link an external account, you must provide proof that the external account: (i) is a deposit account held at a bank located in the U.S. or U.S. Territories; (ii) is an account in which you have full right and authority to the funds; (iii) is not a trust account; and (iv) is owned by you. You may not link a business account. We may restrict linking to an external account at specific financial institutions. You authorize us, our agents, and service providers to verify ownership of the external account.

We may reverse any ACH Transfer to or from your Account without prior notice to you at any time as permitted by NACHA Operating Rules. We may reverse any provisional credit to your Account for which final payment is not received. <<

If your specific concerns are not answered or you have questions beyond what is stated above, I’d urge you to call or write Goldman Sachs Bank.

CONTACTING — Goldman Sachs Bank 

• Call toll-free at 877-255-5923; or

• Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.