Open High yield savings accounts
Do I just add funds to my Apple Card for the high yield savings account
Question marked as
No, Apple Card is a credit card. You must first update your iPhone to iOS 16.4.1 or higher. The savings account option will not appear unless you update and you not be able to apply.
Update iOS on iPhone - Apple Support
Once you’ve updated your iPhone please follow the steps in this support article,
Set up and use Savings in Apple Wallet - Apple Support