Can you use Apple Savings to pay Apple Card?

You easily transfer funds from Apple Savings account to Apple Cash and then use Apple Cash to make your Apple Card Payment.

Transfer money from Savings to Apple Cash

You need to set up Apple Cash and verify your identity before you can transfer money from Savings. Transfers that you make from Savings to Apple Cash are subject to transfer limits.

1. On your iPhone, open the Wallet app and tap Apple Card.
2. Tap Savings account.
3. Tap Withdraw.
4. Enter the amount that you want to withdraw, then tap Next.
5. Select Apple Cash as the account that you want to deposit money into.
6. Double-click the side button to confirm with Face ID, Touch ID, or your passcode.

If you transfer money from Savings to Apple Cash, the funds are typically available instantly.

Transfer money from Savings to Apple Cash or your external bank account - Apple Support

Now you have funds in Apple Cash and it’s easy to now pay your Apple Card Statement. The advantage of doing it this way is all transfers are free, and near instant. Your Apple Card available credit will also near instantly update, and show your funds immediately available.

Make a one-time payment

Watch the video to learn how to make a one-time payment on your Apple Card balance >

On your iPhone in the Wallet app, you can make an immediate one-time payment or you can schedule a one-time payment.

Pay now

To make an immediate one-time payment:

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap Pay.
3. Hold and slide the payment wheel to choose a payment amount.
4. Tap Pay [amount] to instantly make your payment, then follow the instructions on your screen.

Pay later

To schedule a one-time payment:

1. Open the Wallet app on your iPhone, tap Apple Card, then tap Pay.
2. Hold and slide the payment wheel to choose a payment amount, then tap Schedule.
3. Tap One-Time Payment.
4. Choose the date you want to make the payment.
5. Tap Pay [amount] on [your chosen date], then follow the instructions on your screen.

If you set up Apple Cash and verified your identity, you can use Apple Cash or your bank account to make an immediate one-time payment.

How to make Apple Card payments - Apple Support