How to download apps without payment method?

So I want to download an app, but it won’t let me because supposedly I need to add a payment method. I do not have a credit card or anything like that so I can’t, What do I do?? I’ve tried looking it up on google but nothing works.


[Re-Titled by Moderator]

iPhone 11 Pro Max

Posted on Aug 9, 2023 11:24 PM

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Question marked as Top-ranking reply

Posted on Aug 10, 2023 7:02 AM

If you are being asked to enter a payment method, Apple has multiple criteria* requiring the presence of a payment method, even for free items. Since you may be encountering one of those situations, you have no option but to enter a valid payment method if you wish to continue downloading. Read the support article Add a payment method to your Apple ID - Apple Support about how to do that. The payment method may not be charged if you also have account balance or the item is free, but the payment method has to be present. This next article lists valid payment methods for different countries but note that in this situation Apple Account balance alone apparently may not meet the requirement and you need to use another payment method until you find one that satisfies Apple's requirement (often a credit or debit card): Payment methods that you can use with your Apple ID - Apple Support .


If you have already entered a payment method, use the first link above to check it. If a message appears in red there is a problem with it. If the information is still correct and current, contact your financial institution.


* Ref.:

Add a payment method to your Apple ID - Apple Support

"To make purchases from the App Store and use subscriptions like iCloud+ and Apple Music, you need at least one payment method on file."

If you can’t download or update apps on your iPhone or iPad - Apple Support

- "You might need to have a payment method on file, even if the app that you want to download is free."

Remove a payment method from your Apple ID - Apple Support

- If you have any active subscriptions, you must have at least one payment method on file other than Apple ID credit.

- You might not be able to remove a payment method if you have a balance due.

Sign in with your Apple ID - Apple Support

- "When you sign in to the App Store and other media services for the first time, you might need to add a credit card or other payment information."

How apps, content, and subscriptions from Apple are billed - Apple Support

- You can’t charge gifts to your Apple ID balance. If you send a gift or gift card, your primary payment method is charged.

- Some subscriptions might not be charged to your Apple ID balance.

What you can buy with your Apple Gift Card or Apple Account balance - Apple Support

"Some purchases might require that you have a credit card on file, even if you use your Apple Account balance to make the purchase."




195 replies

Jan 13, 2024 4:34 PM in response to SleviraJ35

Okay so apple is charging my card I didn’t have enough money on it to pay the thing that I bought so I put money on it and unlocked my card I got to download one game then it started saying payment method but I just did that I got a new card because of this so I put that one on there can someone please help me understand this I just want this gone I have enough money to pay the bill but it’s not taking the money

Feb 7, 2024 4:10 PM in response to Limnos

This is something NEW with Apple because I have been using Apple products for a minute now and I’ve NEVER had to input a payment method in order to download an App. Not any App! Not to mention that I KNOW 💯 that my card and my card info is GOOD. My card is active, valid and verifiable. My account with my financial institution is in “OVERLY GOOD” Status and my account with my financial institution, the account my card is attached to, is in the + by +1,000’s of dollars so it’s DEFINITELY NOT MY CARD, MY ACCOUNT or MY FINANCIAL INSTITUTION and I’ve contacted them and they have validated and verified EVERYTHING IS GOOD WITH BOTH MY CARD AND MY ACCOUNT! This is 💯 AN APPLE PROBLEM

Feb 29, 2024 7:42 PM in response to SleviraJ35

when i try to download something i have to put in a payment method but when i do it says in red “this card is already on your account” and it won’t let me use it to download anything so i tried to use a different card and it’s the same issue. wtf is goin on i js want to download games👎👎👎👎👎👎👎👎👎 ts pissin me off 😒 AND THEY ARE BOTH VISA DEBIT

Feb 29, 2024 10:38 PM in response to iluvalex

iluvalex wrote:

when i try to download something i have to put in a payment method but when i do it says in red “this card is already on your account” and it won’t let me use it to download anything so i tried to use a different card and it’s the same issue. wtf is goin on i js want to download games👎👎👎👎👎👎👎👎👎 ts pissin me off 😒 AND THEY ARE BOTH VISA DEBIT

You just need to contact Apple directly. None of us are able to determine if anything is wrong with your account or why your payment method is not working. Apple has all that information and will be able to assist.

Contact Apple for support and service - Apple Support

Mar 2, 2024 5:04 AM in response to Cimex2847

Cimex2847 wrote:

I had this debit gift card from a survey and I used it to buy things now I can’t download anything. Please help!

It may be that the debit card no longer has funds on it. Check with the link below to view your purchase history and also to make sure you do not have any active subscriptions. If you chose an app that has a free trial, you will need to cancel the trial 24 hours before it ends, otherwise your payment method will be charged automatically. If you choose a subscription app, it will automatically renew until the subscription is cancelled. Even if there is no longer funds available to renew the subscription, you will still be charged and are expected to pay for it.

Subscriptions and Billing - Official Apple Support

Mar 9, 2024 6:59 AM in response to Archangelshana

Archangelshana wrote:

I cannot download any free apps and I don't use a credit card, so how can I get a free antivirus app downloaded please? Thank you kindly.

You don't need a free antivirus app to protect your device. The system is already locked on a read only partition that even you do not have access to. Any such app is just a scam. What do you think they would gain by offering you a free app that claims to protect your device? You can do a simple search here by using the "Search" tab on the top of this page and enter "Anti-Virus". You will see that it is not just my opinion.

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How to download apps without payment method?

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