How to download apps without payment method?

So I want to download an app, but it won’t let me because supposedly I need to add a payment method. I do not have a credit card or anything like that so I can’t, What do I do?? I’ve tried looking it up on google but nothing works.


[Re-Titled by Moderator]

iPhone 11 Pro Max

Posted on Aug 9, 2023 11:24 PM

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Question marked as Top-ranking reply

Posted on Aug 9, 2023 11:28 PM

On the App Store, even if you're trying to download a free app, Apple requires you to have a payment method on file for your Apple ID. This is mainly for verification purposes and to ensure that you're a legitimate user. However, you can still proceed without adding a credit card by following these steps:


1. Choose "None" as the Payment Method:

Apple allows you to select "None" as a payment method when setting up your Apple ID. Here's how you can do it:


- Open the "Settings" app on your iPhone.

- Tap on your name at the top.

- Tap on "Payment & Shipping."

- Tap on "Add Payment Method."

- Choose "None" as the payment method.


2. Use iTunes on a Computer:

Another way to set up your Apple ID without adding a payment method is by using iTunes on a computer. Here's how:


- Open iTunes on your computer.

- Sign in with your Apple ID or create a new one.

- Try to download a free app from the iTunes Store.

- When prompted to add a payment method, choose "None."


3. Use an Existing Apple ID:

If you've already created an Apple ID without a payment method, you can try using that Apple ID to download the app.


4. Contact Apple Support:

If you've tried the above steps and are still having trouble, you might want to contact Apple Support for assistance. They can help you troubleshoot the issue and guide you through the process.


Remember that Apple's policies and procedures can change, so the steps mentioned here might vary slightly based on your device's iOS version and your location. Additionally, make sure you're following legitimate sources for information and support to avoid scams.

195 replies

Mar 12, 2024 6:47 PM in response to Qboi_

Qboi_ wrote:

This is honestly one the stupidest features
it’s free but u can’t get it unless you put your card in ??

Most apps are free to download with an option to purchase additional items. Developers have to pay each year to have the apps in the store and it also cost them time and money to develop and continue to update them. Without a way for them to recoup their expenses, there would be no reason why anyone would have their apps in the store. Would you?

Mar 21, 2024 7:47 AM in response to JPTR

JPTR wrote:

I added a payment method and it charged my card. Why?

It did not charge your card, it put a small hold on the account to verify that the account is valid. It will disappear in a few days→iTunes Store & Mac App Store: About payment card authorization holds


Specifically from that link:


If you see a pending charge for a small amount

If you update your billing information or add someone to your Family Sharing group, a temporary authorization hold for a small amount might appear on your statement. Authorization holds are removed by your card issuer or financial institution after a short time.

Mar 21, 2024 5:43 PM in response to Lawrence Finch

That’s quite a different story. Go to https://reportaproblem.apple.com and you can view all of your Apple charges, and request a refund.


Or if you just want to see what you were charged for Here is a one-stop link for billing questions→Subscriptions and Billing - Official Apple Support. You can review your purchase history to see what you were charged for, cancel subscriptions, request refunds and update your payment method.

Mar 21, 2024 5:50 PM in response to JPTR

JPTR wrote:

No it did charge my card, it keeps trying to charge me $21.96 or $17.99 for what?

Sounds like it could have been a subscription that had not been cancelled. Review the link provided by Lawrence Finch to see what it is for. This could easily happen from a free trial that was not cancelled before the trial period ended. A free trial will automatically charge your card if not cancelled. You will not be able to download any apps if there are already pending charges.


If you are unable to see the subscription or charge, then you can contact Apple directly.

Contact Apple for support and service - Apple Support

Mar 23, 2024 8:03 AM in response to Wumpshire

Wumpshire wrote:

Whew! I almost bought a class set of iPads. Now that Apple does forces payment methods in all downloads I will not be using Apple products in the classroom. Adios!

Classroom iPad are not subject to the same requirements. It seems you were misinformed. For others interested in how iPads for the class room work, you can view more information from this link:

How classes are created—with Apple School Manager, MDM, or by teachers - Apple Support

Mar 24, 2024 5:38 AM in response to heinminthu

heinminthu wrote:

On the App Store, even if you're trying to download a free app, Apple requires you to have a payment method on file for your Apple ID.
This is mainly for verification purposes and to ensure that you're a legitimate user.


Two statements that are incorrect as stand-alone comments.


1) I use the app store without a payment method. I simply do not download apps that require one be present. As I said earlier, if you are being told you need one then you need one, but again, I never have been told I need one.


2) Apple nowhere says why a payment method is required. Your second statement is speculation.

Mar 25, 2024 6:32 AM in response to Limnos

So if i stated TWICE that apple is trying to charge my card $30 for trying to download a FREE app AND HAVE, how can it be speculation?? I checked all my subscriptions..NOTHING is $30. This has been goin on since I had my XR, got a new phone thinking the problem would’ve been solved..NOPE same thing. Can’t be a speculation if I have literal proof of it happening. Starting to think apple is trying to take money from people for whatever reason. Maybe cause their products are going to absolute garbage. Apple wouldn’t be apple without its customers and problems like this is gonna cause them to lose customers. New phone, same problems.

Mar 28, 2024 4:52 PM in response to Limnos

Are you sure? Because not only am I required to add a payment method, but my phone has allowed me to download an app without a payment method before. So I don’t understand why suddenly I can’t do that anymore. The weird thing is, the rest of my family does not need a payment method to download an app. Can you explain what the change was for my iPhone?

Mar 28, 2024 4:55 PM in response to Limnos

Are you sure? Because not only am I required to add a payment method, but my phone has allowed me to download an app without a payment method before. So I don’t understand why suddenly I can’t do that anymore. The weird thing is, the rest of my family does not need a payment method to download an app. Can you explain what the change was for my iPhone?



Apr 5, 2024 7:22 AM in response to J-B1999

There are no charges without authorization. Anytime a purchase is made, you need to physically double click the side button, followed by authorization using either Face ID, Touch ID, or your passcode. This is not something that can be done by accident. Some apps offer free trials that would need to be cancelled 24 hours before the trial ends, so I would recommend not using a free trial if you are likely to forget to cancel.

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How to download apps without payment method?

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