Apple Pay permanently locked

Is there anyway I can get it unlocked if it’s permanently locked?

So I’ve been told my Apple Pay is locked permanently and nobody will explain why.


[Edited by Moderator]

iPhone 13, iOS 16

Posted on Aug 10, 2023 7:54 AM

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Question marked as Top-ranking reply

Posted on Jul 23, 2024 5:17 PM

You got told wrong or you misunderstood what was being said. Apple is not a bank. Apple does not run Apple Cash, the operation of Apple Cash and the support for Apple Cash is done by Green Dot Bank. This is all contained in the terms and conditions you agreed to when you opened the account.


You don’t have to be a scammer to have your account restricted or locked. All you need to do is engage in risky behaviors or receive or send funds to people that engage in risky or suspicious behavior. Here’s probably the section you violated.


>>(vii) we believe that your use of the Services could expose us, Apple, or other persons involved in providing the Services to increased risk or be placed in a false or derogatory light;<<


In other words, your transactions, either sending or receiving or both, present a risk that Green Dot Bank is comfortable with. There are other sections too, that may apply, and be a part of the issue. You can read the terms and conditions at the link below.


https://applecash.greendot.com/termsconditions/


Contact an Apple Cash Specialist at Green Dot Bank by calling (877)-233-8552




52 replies

Apr 2, 2024 4:05 AM in response to Bucko913

You need to enable >Require Attention for Face ID<.


>>Face ID matches against depth information, which isn’t found in print or 2D digital photographs. It's designed to protect against spoofing by masks or other techniques through the use of sophisticated anti-spoofing neural networks. Face ID is even attention-aware, and Face ID with a mask will always confirm attention. Face ID recognizes if your eyes are open and your attention is directed towards the device. This makes it more difficult for someone to unlock your device without your knowledge (such as when you are sleeping).<<


About Face ID advanced technology - Apple Support


If you’re robbed, why wouldn’t the robbers use the gun and force you to unlock the iPhone. Knocking you out makes no sense.

Jun 13, 2024 4:54 PM in response to Jeff Donald

Apple Cash. My bank put the money back into my acct temporarily, their dispute team contacted the apple dispute team a month ago. I just got a letter from my bank stating the were taking the money back out. I called my bank about this and they had no problem telling me that apple was refusing to release the money back to them so they could not help me. I've talked to several supervisors at apple who tried to tell me they couldn't see any of the info because it was confidential only to end up eventually confirming what my bank had said. That's when I was told I'd have to file a claim with the state to try to get my money back. So I wonder how much money they have in locked accounts.

Jun 13, 2024 2:57 PM in response to Jeff Donald

I had a scammer get access to my phone while setting up a new tv. Money from my bank was sent to my Apple Cash. My bank stopped the transaction from going through. I called apple immediately that night. They locked my acct. I followed every instruction from them and the bank and they are refusing to send the money back to my bank. Told me there was a permanent hold and I'd have to wait til the acct went dormant and file a claim with my state. $300 of my money on a locked Apple Card that they know I reported the same night it happened. The situation is ridculous

Mar 30, 2024 11:59 AM in response to lacrista176

Sometimes the cold hard facts are not what you want to hear. It’s certainly possible to show more empathy, but how exactly does that change the facts of the situation? When you boil things down, it’s extremely difficult to protect people from themselves.


I’m 67 years old and have spent a number of years in retail management, where we could show more empathy and help people by showing “random acts of kindness” or “surprise and delight.” Similar terms for basically the same type of service that may benefit the parties involved (customer, company and employee). But exactly how does one sugar coat the harsh reality of having an account closed? What words do we choose to educate, explain and at the same time show hope when there isn’t any? This is your opportunity to explain this to someone that has been dealing with very similar situations for 20+ years?


Apple Support Community is not Apple Support. We’re a community of Apple users, fans and enthusiasts. A few community members volunteer our time to try to educate and assist fellow Apple users. The volunteerism is open to anyone, so your passion and commitment is certainly welcome in the community. However, there is no way to practice concepts like “surprise and delight” or “random acts of kindness.” The cold, hard truth is all we have to offer. We’ve seen various posts that have the same message here many times and know the inevitable outcome.


So, yes, my words are sometimes harsh. Some people may even interpret them to be rude or nasty, as you have noted. If I’ve offended you, or anyone else in this thread, I sincerely apologize.

Jun 13, 2024 7:59 PM in response to Mac Jim ID

OK so it's GreenDot bank. I don't see that it makes a difference either way - it's attached to Apple. I'm sure they are aware this is happening. And you have to call the Apple Cash specialist for "help". I've talked to several of them. The last one I was talking to hung up on me - I'm assuming because her kids started screaming in the background while I was on the call.

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Apple Pay permanently locked

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