my iPhone 12has iOS 17.0.3 i do not receive any text is says insurifficent funs device restriction

Hi mjskph45,

We appreciate you reaching out to us.

We’d like to gather additional details that may help us be in a better position to assist you.

Is the issue isolated to when you send SMS/ Text message?

If yes, check if you have to install a new carrier update.

1. "Make sure that your device is connected to Wi-Fi or a cellular network.
2. Tap Settings > General > About.
3. Follow the onscreen instructions to install your carrier update."

You can use the article below as a reference.

Manually update your carrier settings on your iPhone or iPad - Apple Support

Also, check if you have Screen Time enabled.

If you need further assistance after trying these steps, please reach out to your carrier.

SMS or text message is a carrier-provided service.

The message is likely referring to your phone plan funds.

Take care!