Will I lose my playlists?

1) I want to use different credit cards for our various apple subscriptions (a business card and a personal card). I learned I cannot do that on the same apple ID. Boooo!

2) So now I want to migrate some subscriptions to my husband's apple ID (business expenses) and some from his I want to have on mine (personal expenses) and continue to utilize family sharing. I learned that I can't simply change the payor in a family, I have to cancel subscriptions and then resubscribe. Boooo again!

(If I am wrong on either of the above, do let me know!)

3) So now about canceling subscriptions: Will I lose my apple music/playlists? I plan to cancel and immediately resubscribe, but I hesitate to do so if I will lose YEARS of my music set up and preferences. What happens in this circumstance with my music if I cancel, resuscribe on my husband's apple id and then set up family sharing?

Anyone have insight or help to give when navigating on any of the above hurdles?