Credit and Debit cards not added to Apple Wallet on a single device - iPhone 15 Pro

I think this a greater issue with Apple as my issuer says they’ve received this call about this error multiple times this week.

This is happening with another credit card from a different issuer as well.

I am having the same "Card Not Added" issue.

Most banks are using Apple's device trust score if it is below than 3 your card can not be added to your wallet Apple's device trust score is a numerical score that helps prevent fraud and security issues. It's based on information about how you use your device, such as the number of emails or phone calls you send and receive. Apple uses the score to determine if you're the only person making purchases on your iTunes account

Apple computes a device trust score on your device when you attempt a purchase using information about how you use your device, including the approximate number of phone calls or emails you send and receive

Summary:

everything in Apple's hand

I have the same issue and I'm not able to add my cards to apple pay. Unfortunately the banks and apple keep pointing the finger at each other. Until the guy from central payments at Wells Fargo said it's your Apple trust score and that logging out of your icloud account and logging back into it using your replacement iphone 15 promax probably triggered it. But Apple doesn't specify how long or how to your Apple trust score. So I was told by wells Fargo to use my phone and try it again in a few weeks. I have this issue with 11 different credit and debit cards Visa, Mastercard, discover and American express. Same thing I spent 3 hours on the phone with a senior advisor from apple who told me I need to contact the payment network operatiors and havr then reset the security token for my cards. But I have this issue with cards I have never added to apple pay. I used my mother's iphone 12 and it let me add a card to her wallet that could not be added to my wallet.

I hesitate to ask you to do this, but your issue is different than the majority of the others that posted in this thread. I’ll happily explain what’s going on and try to assist with a path forward. But I don’t want to spam the dozens of other posters in this thread with information only helpful to your situation. Please just copy and paste your post above into an entirely new post and then we can move forward.

This is an example of a typical decisioning process.

Did Apple Support or Genius do diagnostics on your iPhone and test the NFC module?

Did Apple Support have you either reset network settings or reset all settings?

At what point does adding a card fail? What is the error message you receive?

What bank issued the card?

What do you mean by extra number? A number on the card?

So, an incorrect phone on one account?

OK, what bank have you worked the most with to resolve this?

Did you resolve the issue with the wrong phone number?