You are lucky it has not happened. As the other writer said it is a tool "they" have. He also claims that the phone company nor the phone can prevent it. iPhone is no longer a secure device. Via a simple phone call commands can be applied to skip the ring and go direct to voice mail.
I am surprised no one ever had this happen. They are discussing it in congress, but not the board rooms where they can do something about it.
My VOIP line only gets spam calls from solar panel racketeers and some kind of electric bill scam from the state where the area code is from. Oh and someone who had my number before has ongoing bad debts. The number is sold to collection agencies about twice a year. Those I can actually get back to. Tried many ways to convince them not to call.
When a computer calls and skips the ring it does not care if there is a greeting or not. It waits and sends its recording when it senses the tone.
Why would I stop using my land line? We already proved the cell number is not secure. One does need a phone on file for finance.
What would you consider "unusual"? It is a fancy phone but is really just phone and text to me. I will use a web page on it from time to time. The iPhone is not secure so very few apps are on it. The only safe way is to not associate your identity with a phone number.
I assume you also do not know anyone who had their bank accounts hacked. The common thread less lifelock being a list of all accounts passwords and identity for a hacker to have a field day is connecting you identity to your phone number and having your phone number owned by a hacker.
Be safe!