Since I tried to keep less money on the VISA card, it was not a large amount, there were several attempts from 399 to 299...199... and finally 20! and they succeeded!
The apple company would be responsible for these holes in the transaction system, now reading different forums, people have been complaining for years and nothing is fixed! I'm a little ashamed to be in your place! how do we decide next?
iPhone 11 Pro Max, iOS 17
The most common cause of your card being compromised is when using the physical card at a terminal that has a card skimmer installed. Many gas stations are susceptible to this scam. Even though you may see the charges in your wallet that the scammers made, it does not mean the charges were made with Apple Pay.
Apple Pay is simply the platform that transmits the purchases used with your phone securely without transmitting your credit card numbers. It is far more secure than any other form of transaction where your card details can be easily compromised. There is nothing that needs fixed. The process is still the same to dispute charges as it is still your card company that authorizes the purchases and they are still responsible for filing fraud complaints.
The most common cause of your card being compromised is when using the physical card at a terminal that has a card skimmer installed. Many gas stations are susceptible to this scam. Even though you may see the charges in your wallet that the scammers made, it does not mean the charges were made with Apple Pay.
Apple Pay is simply the platform that transmits the purchases used with your phone securely without transmitting your credit card numbers. It is far more secure than any other form of transaction where your card details can be easily compromised. There is nothing that needs fixed. The process is still the same to dispute charges as it is still your card company that authorizes the purchases and they are still responsible for filing fraud complaints.
The bank that issued the card approved the fraudulent transaction. The bank is also responsible for allowing someone to add the stolen card information to their device.
Please contact the fraud department at the issuing bank. The contact phone number is usually printed on the back of the card.
semion288 wrote:
so this is a VISA card that I have only used for orders on amazon.com and ebay,
....
I pay with it everywhere and I haven't had any problems with it!
Confused by your post. Do you use the card only for amazon and eBay or do you use it everywhere?
Using Apple Pay to process a transaction never transmits your card numbers to the retailer. Apple Pay does not approve transactions, it only facilitate the transaction with approval done by your credit card. When filling a fraud claim with your VISA card, they are going to have to prove that you made the purchase and claiming you used the OTP password when the card was added is not sufficient. If the transaction was made with Apple Pay, you will also be able to find out the verification method used for the purchase, whether if was Face ID/Touch ID or passcode. You should be able to get more information about an ApplePay transaction by contacting them directly, but disputing the charge still has to be done by your credit card company.
Contact your card issuer.
Amazon and eBay do not accept Apple Pay. When you entered your card number or used it at other merchants, the card details were compromised and a fraudster entered the information into their Apple device. Because your Apple Pay account and the fraudsters account are linked by the common card details, you’re receiving notifications of the charges on your account.
so I'm tired of this topic, nothing interests me anymore! neither apple nor the bank where the card is from doesn't change anything!
I decided so for myself! the cards outside the apple plus wallet from the banking application removed! and I will always use disposable electronic cards! good luck to everyone
Apple Pay doesn’t hold funds. Are you thinking of Apple Cash account?
Only you can make transactions on Apple a pay.
so this is a VISA card that I have only used for orders on amazon.com and ebay, it is not a salary card and I have never used it for other purposes, such as payments or withdrawals from ATMs or anything else, for shopping at gas stations And so on it's the simple card on which I receive my salary, I pay with it everywhere and I haven't had any problems with it!
I still thought so and today I found out that it is not so!
ok, let's clarify a little more... the transaction was made through apple pay without asking me anything at all! so what claims should I have at the bank and on the card?
you are definitely right! only that on the card we add money to the account with apple pay because it takes a second!
$20 was stolen from my account via apple pay, how is that possible?
