my Iphone X is not supporting UPI apps

few days back i have upgraded my device from iphone 8 plus to iphone X, Phonepe n Google pay worked on Iphone 8 plus model, but now Complete Iphone X not supporting any UPI.... Any Solution for it..

iPhone X, iOS 16

Posted on Jun 4, 2024 8:16 AM

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Posted on Oct 8, 2024 3:42 AM

tubai16 wrote:

My iPhone X not support upi app


UPI apps no longer support the iPhone X. It appears that NPCI mandated that all UPI payment apps require iOS 17 or higher – perhaps because they wanted to take advantage of a new feature that would help them crack down on UPI payment fraud – so much that they were willing to cut off service to people with older phones.


You cannot update an iPhone X to iOS 17. If you want to continue to use UPI payment apps, you will need a newer phone.

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Oct 8, 2024 3:42 AM in response to tubai16

tubai16 wrote:

My iPhone X not support upi app


UPI apps no longer support the iPhone X. It appears that NPCI mandated that all UPI payment apps require iOS 17 or higher – perhaps because they wanted to take advantage of a new feature that would help them crack down on UPI payment fraud – so much that they were willing to cut off service to people with older phones.


You cannot update an iPhone X to iOS 17. If you want to continue to use UPI payment apps, you will need a newer phone.

Oct 14, 2024 7:49 AM in response to SarkarM

SarkarM wrote:

It is not expected from a trusted company like Apple. Either they could not know the changes or they are forcing customers to buy new set with higher version. Both are not expected from Apple. I hope they will come out with some solution for the users of iPhone x or lower version. Actually I am unable to use G Pay now and facing acute difficulties. If I need to buy a set now, I shall not go for Apple, that is sure.

Apple has absolutely NOTHING to do with your UPI application. Complain to the UPI app developer who is the one who has chosen to NOT support iPhones which can't be updated to iOS 17 or higher. And blaming Apple for not brining iOS 17 to a phone released in 2017, fully 7 years ago is also wrong. The fact is a phone released 7 years ago doesn't have the processing power to run iOS 17. Either don't use the app since your UPI App developer no longer supports your phone or buy a newer, more modern iPhone. It's that simple.

Oct 30, 2024 5:40 AM in response to yami55

yami55 wrote:

How toh use phonepay in iPhone X


If you are talking about making or receiving UPI payments on an iPhone X, you don't.

  • The people who set the rules for UPI decided that UPI payment apps must require iOS 17 or higher.
  • The iPhone X, which originally ran iOS 11.0.1, cannot run iOS 17 or higher.
  • Q.E.D., to make or receive UPI payments on an iPhone, you will need to get a newer iPhone.


If you are talking about the PhonePe app, the app itself only requires iOS 14, but you cannot use it for UPI unless you are running iOS 17 or higher. Presumably this app offers both UPI functions (which require iOS 17 or higher – as per UPI system rules) and non-UPI functions (for which such restrictions might not exist).


PhonePE is not working on my iPhone - Apple Community

Oct 30, 2024 5:52 AM in response to Servant of Cats

Servant of Cats wrote:

PhonePE is not working on my iPhone - Apple Community


The error message shown in that thread is pretty clear. (Emphasis mine)


"Unable to Proceed


As per UPI guidelines, your iOS version should be 17.0 or higher to continue using UPI …"


With some apps that only handle UPI payments, the app developer might set the minimum iOS version to 17.0 – and then you would be unable to even download the latest version of the app to an older phone. Either way, it is UPI guidelines that are locking out iPhones that cannot update as far as iOS 17.

Nov 3, 2024 5:22 AM in response to Devanth12

Devanth12 wrote:

In my iPhone 8 Plus doesn’t work any Upi apps phonepe or Google pay so, Apple as to send request for Upi guildlines to work Upi apps on ios 16.7.10 otherwise give ios 17 update on iPhone 8 iPhone 8 Plus iPhone X then over problem will solve now iPhone XS and later runs ios 18 then give ios 17 iPhone 8 series and iPhone X I kindly request you.


You are not speaking to Apple here.


Apple does not have to "to send request for Upi guildlines to work Upi apps on iOS 16.7.10". If you want to send a request to NPCI (National Payment Corporations of India), send it yourself.


Apple also doesn't have to "give ios 17 iPhone 8 series and iPhone X." For those iPhones, iOS 16 is the end of the line, and this will not change just because NPCI has abandoned iOS 16 users.

Oct 20, 2024 7:14 AM in response to rabikisku

rabikisku wrote:

Even banking UPI apps are not working on iOS 16, they need iOS 17 and new versions

That's correct. So that means if you want to use UPI Apps, which chose to no longer support any version lower than iOS 17, a decision THEY made, NOT Apple, then you need to buy a newer, more modern iPhone if you want to use these banking Apps. Again, Apple had NOTHING to do with this, if you want to complain to someone, complain to the developers of the UPI applications.

Nov 9, 2024 10:43 AM in response to raghuveerdiyyala

raghuveerdiyyala wrote:

We are not requesting all the fancy features right. Just one feature to support UPI


NPCI could have said "We'll use the new security feature when we can, but when we can't, we'll make do without the feature."


The feature seems to be "United Payments Interface (UPI) device validation", and part of the implementation is a Message UI method called "setUPIVerificationCodeSendCompletion." There is also a property list item, called "com.apple.developer.upi-device-validation," whose value indicates whether that validation method is available on the current device.


They didn't. They decided they would rather lock out your phone than do without the feature. They could still change their policy and allow UPI transactions on older versions of iOS that do not have the new feature, if they wanted to do so. But I bet that they won't.


Let's say that you could convince NPCI to relent. That wouldn't automatically mean that you could start making UPI payments on older iPhones. You'd need to go to the UPI payment app vendors and say, "Now that NPCI has relented, could you do the work to support older iPhones?" Same thing if you could convince Apple to back-port the feature to iOS 16. Apple does not control NPCI or UPI payment app vendors. If an app requires a minimum of iOS 17 now, you would need to convince the app vendor to release a new version with a lower requirement.


As a practical matter, when was the last time you ever seen any app developer decrease the minimum version of iOS required to run their app?

Aug 31, 2024 10:53 PM in response to Rajender1991

I am facing the same but i got a solution and its working fine if u remember whatsapp also supports payments just go to whatsaap setting then payments and link you bank acc but the only issue is u can send and receive money there us no other option like recharge and dth recharge but for reacharges i use my sim provider app my jio app but its good for normal daily transactions its got scan and pay it even got its own upi id i hope it help you out

Oct 20, 2024 8:06 AM in response to rabikisku

rabikisku wrote:

Even banking UPI apps are not working on iOS 16, they need iOS 17 and new versions

That sounds right. Even if a banking app let you do non-UPI-type things on a version of iOS earlier than iOS 17, I believe UPI payments would now require iOS 17 or later.


One post I saw suggests that this is a response to a common type of UPI payment fraud, so you can "thank" the scammers who engage in UPI payment fraud for encouraging NPCI to drop support for older versions of iOS and by extension, older iPhones.

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my Iphone X is not supporting UPI apps

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