Can't figure out how to change old info for Apple Pay verification

I'm trying to add a card to my Apple Pay. When I get to the verification stage, my choices are a phone number that is my old school land line (which obviously can't receive texts), my old work phone number (where I no longer work), an email address that never receives the verification code (Yahoo), and the phone number to the bank.

I don't even know why it's showing me these choices. AFAIK, my primary phone number with Apple is my mobile and I've never associated my Apple account with my former workplace. The email address is the address I do have associated with the card, so I'm guessing it's pulling that info from the card issuer. However, I just changed that email address in the bank app, so I thought the verification method would change with it. Nope.

I do have a call in with the card services, and they were able to complete part of the process, but I have to wait until Monday to call the credit union to get the rest done.

In the meantime, how do I get all this old information changed? In Settings > Wallet & Apple Pay, the Transaction Defaults settings are all correct (meaning, not listing all this old information). In Settings > Apple ID > Sign-In & Security, the phone number and email are correct. I'm on iOS 17.5.1 on an iPhone 13.