Apple Watch 10 warranty

An extended warranty or insurance is not gambling. That’s a false analogy. The manufactures warranty covers specific losses within the first year of ownership. After that initial year, you’re effectively willing to accept all risks you might expose your watch to. If you purchase an extended warranty (insurance) you’re sharing the risk with other people. They are willing to accept the risk for a fee. That fee, is the fee (premium) that you pay each month or annually. There’s no gambling involved.

You appraise/evaluate the risk you’ll expose your watch and make a judgment as to if you feel the risk is high enough to merit the additional expense of a premium. If you don’t pay the premium you value the premium as greater than the risk. An easier way for most people to evaluate the risk to compare the cost of a premium to an everyday item you might purchase. Let’s say I buy a Starbucks coffee a few times a month. Maybe I value the replacement of my watch more than a $4+ Starbucks coffee. Small sacrifice for an item I wear everyday and value my experience with my Watch.

Personally, I purchase Apple Care for some items and not others. I say, the ones I put in harms way (expose to increase risk) I purchase Apple Care. An item I don’t expose. I self insure and assume all risks (repairs/replacement). An Apple Watch, iPhone and iPad, I purchase Apple Care for. They are mobile and go with me every day. My large iMac, I self insure.

Just my two cents.

Extended warranties are basically gambling; you're gambling that something will go wrong and the company is gambling that it won't. As with any gambling, overall the house wins. I have always gotten AppleCare+, though, since for me it's peace of mind, knowing what the worst case will be for me should something go wrong. That said, I've never had occasion to call on it for repairs of any of my devices. Note that AppleCare+ not only covers hardware issues but also covers tech support questions, something that might not always be the case with devices out of their warranty period and sans AppleCare+.

It's completely up to you what risk you wish to accept vs the cost.

Regards.

I think you have to ask yourself personally if it is worth it to you. I personally find it hard to break an Apple Watch in my day to day life. Some people may not find it so hard to break.

It is also worth noting that Apple Care for Apple Watch is relatively cheap at $3.99 a month or $79 for 2 years of coverage.

Ask yourself, is it worth the $3.99 a month or $79 for 2 years of coverage?

I did include Apple Care Plus when I purchased my first Apple Watch and now after getting the Ultra 2 as well.

At the price range of the Ultra 2, I did not have to think twice.

Plus, I have the option to continue the plan monthly after those two years. I did continue the Apple Care Plus plan for the series 5 as well, since it was handed down in the family.