How to track Apple Pay transactions?

I paid for something on line using Apple Pay . I never received my goods and emails not getting replied to . Am I covered for refund ? I have receipts for purchases



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iPhone 12, iOS 17

Posted on Oct 24, 2024 10:38 AM

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Posted on Oct 24, 2024 10:43 AM

You are covered by your payment method the same way if you did not use Apple Pay. Using Apple Pay just securely communicates card numbers to the retailer, it does not approve/deny charges. Every transaction is still backed by the bank that issued the card you used for the purchase and you would dispute the charge in the same way. If the retailer issues you a refund, it goes directly to your card, it would not go to Apple Pay.

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Question marked as Top-ranking reply

Oct 24, 2024 10:43 AM in response to LollyLiz

You are covered by your payment method the same way if you did not use Apple Pay. Using Apple Pay just securely communicates card numbers to the retailer, it does not approve/deny charges. Every transaction is still backed by the bank that issued the card you used for the purchase and you would dispute the charge in the same way. If the retailer issues you a refund, it goes directly to your card, it would not go to Apple Pay.

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How to track Apple Pay transactions?

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