Re: "Using my apple account balance. Running with this issue"
Am no expert in this area, yet your post to the community deserves some response.
You may want to check out Apple's "Shopping help" payment info. for tips. Perhaps a detail was overlooked.
Eg: says you need to be signed in. Also says there is a maximum of 8 gift cards for a purchase ... info on using more than one payment method for a purchase is there too, and more.
Payment, Financing, Refunds and VAT - Shopping Help - Apple
Eg: says:
"Apple Account Balance
Redeem Apple Gift Cards or add money directly into your Apple Account Balance anytime. Then use the
balance to pay for Apple products, accessories, apps, games, music, movies, TV shows, iCloud, and more.
You can check your Apple Account Balance online.
To use your Apple Account Balance to buy products on apple.com or in the Apple Store app, make sure you are signed in with your Apple Account. Then simply choose an amount to apply to your purchase during
the payment step in checkout. You can use the funds from your Apple Account Balance in combination with Apple Pay or one credit card and up to eight Apple Gift Cards.
See Payment for details on using more than one payment method.
You can redeem Apple Gift Cards and App Store & iTunes Gift Cards into your Apple Account
Balance on iTunes, Apple Music, Apple TV, or the App Store. Visit any of these Apple apps or sites and tap your Apple Account avatar or choose Account from the main menu. Select “Redeem Gift Card or Code” or “Redeem,” then scan or enter the gift card PIN. The funds will appear in your Apple Account Balance to use for shopping, listening, watching, playing, working, and more.
Please note that your Apple ID Balance is now your Apple Account Balance."
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Re: "Your payment authorization failed.
Please verify your information and try again, or try another payment method."
As authorisation for a payment has failed ...
- it may have something to do with your financial institution not verifying you are you... (bank / card-provider etc), even though you want to use your Apple Account balance for the purchase.
- it could mean that your address listed in your payment info. does not match the delivery address you entered for the purchase
