What is the best VPN?

Here’s a real world issue with VPN’s. Banks are refusing to added credit and debit cards to Apple Wallet and Google Pay if a VPN is on the iPhone. Just turning it off will not suffice for some banks. Once the VPN is detected the card may be blocked from adding for 30+ days.

This type of backlash against VPN’s is being more popular, from I’m learning. I recently attended a security webinar/online conference that discussed VPN usage. It sounded as though several industries are looking at security measures to block VPN’s.

That's a circle of nonsense if there ever was one.

And, btw, HTTPS encrypted traffic remains encrypted traffic through the VPN. You do not give up any security in that regard and no the VPN provider can't see it.

Thank you for explaining the bluntly obvious. All without mentioning an httpS connection makes the entire concept of a VPN completely pointless. Yup, encrypting the encrypted data. Soooo useful.

What it does do is obscure your IP and ergot physical location from the owner of the HTTPS site, whomever that happens to be.

And why would I care about that? I don't deal with shady vendors. I don't use P2P, file sharing or pirate sites.

Do you think all the sites on the internet are run by well intentioned angels unlike the villainous VPN providers?

Now you're really reaching. You can be taken advantage by anyone, anywhere. Like the skanky auto shop that charges you for work they didn't do. Or charging you for a much more expensive genuine part when they actually put in a cheap third party piece of junk. Crooks are everywhere, not just on the internet.

VPN absolutely provides security, just because it doesn't provide every type of security is irrelevant.

Um, sure. Right up until the data comes out the other side of the VPN to the site you're using. Then for all intents and purposes, the VPN doesn't exist.

There's no point continuing this discussion. You had your mind made up before you even asked a question. Which only leaves the question; why did you bother posting at all?

The real issue is every fraudster uses a VPN to hide their location. The ones implementing the technology now are the big banks. Fraud is hitting them the hardest because of the sheer number of account holders.

It’s not the sale of personal information. The banks get everything from the merchant either way. It’s the use of fraudulent cards and account information obtained fraudulently that cost big bank $$ billions.

I already understood and knew the purpose. I don't care if a trusted vendor knows my IP address.

We give away personal information every single day. Like when you use your credit cards. When you have your cell phone on (you're being tracked 24/7 whether you like it or not). When you fill in your personal address and phone number to just about every purchase you make online or in a store.

As noted all the way back in 1999, Scott McNealy famously said, “You have zero privacy anyway. Get over it."

Being careful is normal. Being neurotic about it is not.

And even that can't be a certainty. We ordered a wood puzzle for my mother-in-law as a birthday present through Amazon. Took a while to get it as it shipped to us directly from the vendor. Well, the puzzle was $29.99 and was billed as such along with the other items we purchased.

But as we went through our recent credit card bill the other day, right next to the Amazon order was another $44.99 purchase directly from the same company we got the puzzle from. Since Amazon had to relay our credit card information to the vendor to get the puzzle, then the only logical chain of events is someone at the puzzle company decided to buy a puzzle for themselves using our credit card info.

Had to have to charge reversed and the card cancelled/replaced. So what did we do wrong? Technically, nothing. The name of the vendor on Amazon isn't the name of the site it came from. But that's literally the only connection between the valid purchase and the fraudulent one. That, and puzzle we did order is right on their site. So we know that's where the fraud occurred.

Hello~ Late to this thread but you seem to have your mind set on using a VPN… so as previously stated take your pick and it fact download them all. We will see you back here later to help you troubleshoot varying issues with your device. If you want another opinion …no VPN needed. Do things your way though. Take care.

~Katana-San~

That’s minuscule compared to the fraud. I don’t think you have an understanding of how Apple Pay works. Apple Pay transactions give the bank the same information the use of the card does. Apple Pay prevents the card information and account holders personal information from the merchant. The bank and networks (Visa, MasterCard etc.) get your card and transaction information either way. They lose billions from fraudulent charges. Apple Pay reduces merchant exposure due to employees, hackers etc.

VPN allows credit card information to be added to electronic wallets. The true location of the smartphone is hidden by the VPN when cards are added to e-wallets and online transactions are completed.

What is the best VPN?

None, but take your pick.

Let's see if your post will stay up for awhile. Up to you.

As I said, the choice is yours. If you are not concerned at all. use any one of them. You were asking for a recommendation and you found that answer as well. It really is that simple!

So, anything you disagree with is a fallacy. Isn't that convenient?