TrikiMiki wrote:
In its support article about Security Keys for Apple Account the company admits in a separate isolated paragraph, that a user could be locked out of his account given the right circumstances, which we all are aware of. So if Apple is worried about the use of 2FA and SecKeys, how am I supposed to feel? There are just too many variables, ifs and buts involved! I believe that Apple should develop another optional account security system based on a strong password + a physical attribute which only the user has (touch/face/iris). I for once won’t have any problem with Apple retaining a data inventory of my physical attributes for security purposes - I am no criminal so have nothing to hide.
Using a Password and biometrics is 2FA, but the problem is that your biometrics is only verified on your device, so if you lost your device, you would then be locked out of your account permanently. Biometric data must have a higher level of security for protection because it can never be changed like a Password, Trusted Phone Number, or Security Key. That is why the data is stored only on your device in the Secure Enclave for verification, and never stored on Apple Servers or sent across the internet.
You certainly would not want your biometric data stored in any other location for verification, because if that data was compromised, your identity would then be forever compromised, since it cannot be changed. If Apple stored your biometrics, your data would have to be sent to them for verification and there would be the chance that it could be intercepted by a bad actor. It is not about you being a criminal, it is about a criminal pretending to be you with that data and you having no way to change it like you can with the other factors of identity.
You will always have the possibility of being locked out of your account permanently in any case. It is not a matter of trusting the methods, it is simply the requirements you need to access an account securely and without them, you will have no access. With a Security Key or a Trusted Phone Number in the current implementation of 2FA, you are able to access your account on another device if yours was lost, stolen, or damaged. That would not be possible if the Password and your biometric data was required.
As Limnos pointed out there is also the option of setting up a Recovery Contact if you fear being locked out of your account. You do have many options to secure your account and also gain access to it. Biometrics is just not one of the factors for the many reasons described above.