How can I stop audio from playing when I answer calls on my iPhone 14?

I have a iPhone 14 with IOS 18.5. The phone ringing while I am listening to a audiobook or podcast or any other audio. Just recently when I answer it keeps playing even though I am connected to the caller. Since different apps require different actions to turn them the audio off, I fumble around a bit before I get the playing audio turned off. This is disgusting. How do I make it stop?

[Re-Titled by Moderator]

Original Title: Audio doesn't shutoff when I answer a call