Given your proximity to water, you would be wise to place your iPhone within a good quality waterproof pouch or other housing. Consider finding something suitable at a boat supplies or outdoor goods retailer. Amazon might also be a potential source.
While recent models of iPhone exhibit some water resistance, this should not be relied upon. Seals deteriorate over time - plus any servicing, such as battery replacement, will compromise seals. Device sealing should only be considered as protection from accidental exposure to water; intentional use in and around water increases the potential for damage. Older iPhone models have significantly less protection from water ingress and damage than current models of iPhone.
Also consider that any stated water resistance will be for static pressure. When exposed to flowing water (such as water jets), dynamic pressure will be considerably greater.