I can't make a payment with my card on Apple Accoun

Not all payment cards can be used with your Apple Account.

This Apple Support page details the payment methods that are available in various countries:

https://support.apple.com/111741

if it was me then I would try reading

If your payment method is declined in the App Store or iTunes Store - Apple Support

My Apple ID payment method was declined a… - Apple Community

or reach out to their official support channels

Get Support (apple.com)

And or

Contact - Official Apple Support

And or

https://www.apple.com/contact/

Or

Genius Bar Reservation and Apple Support Options - Apple