Apple Wallet not accepting cards on new iPhone 18 Pro Max

I recently purchased the iPhone 18 Pro Max 1TB. I tried to add my cards to Apple wallet and was refused. Nothing wrong with the cards they worked fine on my iPhone 17 Pro Max. Something has broken in the Apple Wallet. Can anyone help?


[Re-Titled by Moderator]

Original Title: Apple Wallet issues

iPhone 18 Pro Max, iOS 27

Posted on Sep 26, 2026 4:51 PM

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Question marked as Top-ranking reply

Posted on Sep 26, 2026 11:27 PM

First, disable any VPN connections and restart your iPhone or tell Siri: "Restart".


You might want to start by checking your region: ▷ Open Settings ➢ General ➢ Language & Region ➢ Region.


Now, here’s the fully detailed procedure to adding a card: ↓


Try the following:

  • Be sure to activate your card before attempting to add it to Apple Wallet.
  • Be sure card has not expired.
  • Be sure to verify all information on the card matches exactly.


—Apple Pay Support— * Set up Apple Pay. * Pay Participating Banks.



If none of those work, then try linking the payment method:


Open Settings ➢ your name at the top of the list ➢ Payment & Shipping ➢ Add Payment Method.


Once the payment method has been added, you should have the option to link it to Apple Pay.


Need more help?



Good luck! 👋🏼😉

Smiliñ 😎 Brian

25 replies

Sep 27, 2026 5:00 AM in response to Jeff Donald

Hi Jeff, there is no error message just this message. On my Tablet Apple Wallet works correctly. So, it would appear that it is device specific rather than software, but just can’t be sure. Apple wallet support team are going to call me at 11AM PDT. So, will see what they have to say. I am in Southern California and know about the hold place on two of my cards for the reasons you suggest. The odd issue is a few cards were accepted normally yet others get rejected. For over a week and various potential fixes all have drawn a blank. Well let you know what AppleCare have to say about this issue. Thank you for your valid suggestions I appreciate you taking the time to help.

Sep 27, 2026 7:29 AM in response to Dr. RB

Hi Brian, currently waiting to hear back from AppleCare and one of the card issuers who is investigating this issue with a dedicated wallet team. I tried the same Credit card on my iPad and that wallet accepted the card as normal. Will let you know if I find out what is happening and if there is a solution from them. Thank you for your great suggestions, really appreciate it.

Apple Wallet not accepting cards on new iPhone 18 Pro Max

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