I spoke to an Apple tech rep yesterday about this. He had me do a completely fresh install onto a separate partition (thank goodness I keep a habit of always putting a spare 15GB partition on my boot drive.) Photobooth plus 6 "yes > /dev/null" crashed the install within 20 seconds - no other hardware connected, no smc control, no iStat, etc. Tech then suggested I send it in for repairs -- when I protested that the machine was brand new, he marked the case as "dead on arrival" and escalated me to another group that can supposedly handle a swap with a new box. I have a non-standard CTO, so cannot just go to the apple store to swap.
I suspect that this issue is far more widespread than just a few "power users" or gamers. I had been using my mac heavily for the last week before I began to notice a pattern in the crashes, and they were mainly triggered by using the laptop connected to an external display that triggered the discrete GPU.
So far have only found one workaround: using CPUPalette to turn off cores. This is at least letting me finish my projects without constantly rebooting.
It does appear that quickly ramping up loads will very quickly trigger the problem (e.g. going from load of 0.00 to 8.00 very quickly). However, am getting crashes under load even if the CPU/GPU load is fairly constant. SMC fan control neither helps or hurts in my experience.
FWIW, my laptop sits up on a bench with two small arms that support it on the side, so its entire back side is mostly open to the air.