How do I use iTunes Without a Credit Card?

Before you link me to it (look I can do it myself), I've already read article HT2534 and it's outdated. There is no way to select none. I also created a brand new account and there was no option for 'none' there, either. Image:

So how do I create an account without a credit card or Paypal account? I'm not old enough to get either. Right now I'm locked out of iTunes.

Should I try phone support? I'll probably have to pay them $40 just for them to fix their own mistake.