I have been going through similar experiences, but, have found something interesting. I've reset the iphone to original settings & not installed any of my existing backup software or applications. the wifi & BT work each time, BUT, by morning they are greyed out. I have tried this in two cases, one in airplane mode, the other fully enabled with the same result. it appears the software upgrade has triggered some anomaly in the wifi radio chip where it disables something overnight. being this happens in airplane mode it would appear to be time dependent based on the installed software. Being I've isolated the software to only that a new phone would have I've hopefully reduced the other variables that would have contributed to the problem.
my experience with the "genius" at the apple store was similar. they ran a diagnostic, said it was a hardware failure & need to buy a new phone. no real futher effort.
I can understand Apple not opening themselves up for additional product liability, but, this points to a software update creating the problem regardless of whether the phone is under warranty. certainly strains the loyalty factor as I have been an apple customer for decades