Add child account need credit card

Hi,

When i try to add an account to the icloud Familly for a children they says credit cards needed :

I have already configure a credit card to my Apple ID and my Itunes account. I go to the next step.

Could someone can help me about what i have missing.


THKS

iPhone 6 Plus, iOS 8

Posted on Sep 24, 2014 2:11 AM

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Question marked as Top-ranking reply

Posted on Dec 12, 2014 6:54 PM

What does Apple suggest for those of us that don't have credit cards? I use debit cards exclusively - I paid off and tore up all my credit cards years ago. I just bought my daughter an iPad Mini for Christmas, but if I cannot set up an account for her I guess I should just take it back to the store??

19 replies

Dec 14, 2014 6:36 AM in response to Cap'n Awesome

I have several forms of ID for identifying myself - driver's license, passport, military ID, etc., and they have always been all I need.

Welcome to the 21st century. Those things are fine for dealing with the 3D world. They are not sufficient when it comes to signing a legal document electronically as you must do when setting up an account for a child on-line.


Can you name just one thing that I have "excluded" myself from by not having a credit card besides adding a child account to iTunes?


You have excluded yourself from taking advantage of any service that requires a legally recognized electronic signature. Family Share is just one example.

In fact I find it offensive that I should be required to have one to prove my identity. That is like *requiring* that I provide my cable TV account number to prove my identity and not allowing me to sign up if I don't have enough channels or if I (God forbid!) don't have cable (I don't). Just silly.

You know what, I'm not offended by the fact that you don't have or want a credit card. What offends me is your absolute refusal to pay attention to and try to understand what you're being told.


There are LAWS regarding the use of on-line services by children 12 and under. The requirement to use a credit card is there because you must give parental consent for their use of the system. A debit card can not be used to sufficiently verify your identity in a way that complies with the law. A credit card can.


Stop ranting about it. That's not going to change. Go call your congressman. Until the law changes, no on-line service that allows children to use the system will be able to do things any other way.

Dec 14, 2014 12:28 PM in response to Cap'n Awesome

That's right. Unfortunately, the necessary infrastructure has not been put in place by the banking and credit card industries to be able to use a debit card for verification. If it were, you could, but it's not. As for the others, there are costs involved with those that virtually none of the service providers have opted for.


I am very familiar with the subject. Much more so than you appear to be. Especially since you obviously don't understand either technology or the law.

You've already been told to use the "contact us" link at the bottom of the page if you want to vent your frustration to Apple.

Now move on with life. I'm done with this conversation. It's like trying to have an intelligent conversation with a brick.

Jan 2, 2015 8:58 PM in response to KiltedTim

Actually, the FTC lists the use of a debit card as a valid form of parental consent. This can be found under section H subsection 4 of the "Complying with Coppa" documentation for businesses. This item states:


Requiring the parent, in connection with a monetary transaction, to use a credit card, debit card, or other online payment system that provides notification of each discrete transaction to the primary account holder;


Referenced from: http://www.business.ftc.gov/documents/0493-Complying-with-COPPA-Frequently-Asked -Questions#Verifiable Parental

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Add child account need credit card

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