All of my family members are adults. How can we have a family share account and pay for our own items? We don't want to have the "head of household" responsible for everyone's purchases.

Each person in the family sharing plan uses their own Apple ID to purchase content.

Family Sharing allows them to share their purchases with the other members.

You are making this too complicated.

Thanks for the clarification. Always learning something new in the forums.

I like my implementation better though. 🙂

So tell the Apple team directly using one of the feedback links (Contact Us at the bottom right of this page).

They won't get the message here.