Hey Roggster,
Me too but itās only been recent... Hereās my sob story :(...
I bought my iPhone 7 (256gb) in September ā16 and set up Apple Pay with my Credit & Debit cards soon afterwards (within a week of purchase) and used Apple Pay at every chance I got because itās grrrrrreat! Really handy on the tube and is far cooler than an Oyter card thatās for sure!
Never once had an issue until iOS 11.? came out...?
Iām not sure if itās been since 11.0.0 or 11.0.something but I know it was around the last week in August this year that it syarted doing this and I feel your pain buddy!
After it finally got the better of me and I just about list the plot this week I asked my phone guru mate.
He advised me to backup then restore, which I did yesterday, tried it today and still the same... he recommended tonight that I restore it to a new phone like you did, but Iām guessing Iāll still have the same issue as you did... but Iāll try it regardless... I mean to restore to new phone and just setup one card in wallet and go to the local for a pint to test it! Any excuse ;-)
He is also suspecting the NFC hardware vs IOS 11 onwards are clashing...?
But thatās yet to be proven and I donāt want to send it to Apple for god knows how long because being without my phone is as bad as cutting one arm off!
But another mate (an Android lover and iPhone hater) says āthatās what you get for buying Apple! Their stuff always āmysteriouslyā glitches and hangs when they release or are going to release a new product! I.e. iPhone X & 8!
Hmmm? Conspiracy or could he be onto something???
Apple just hasnāt been the same since Lord Jobs passed :(