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Level 1

36 points

Apple Pay Cash Service Not Available

When I try to set up Apple Pay Cash I am getting the error "Could Not Set Up Apple Pay Cash Apple Pay services are currently unavailable."

The service is on now and I am in the U.S. I do have a debit card (and credit card) already set up on the Apply Pay account and they do work.

My next thoughts were to do the following:

Remove all the cards from my account.

Save a backup of the phone.

Reset the phone.

Restore the backup.

Re-add the cards, then try Apple Pay Cash setup again.

Not sure why it's "stuck" so not sure that will be effective.

[Re-Titled by Host]

iPhone X, iOS 11.2

Posted on Dec 11, 2017 7:03 AM

Best reply

Mike Angelichio

Level 1

18 points

Posted on Jan 19, 2018 10:57 AM

I had the same problem. I went to appleid.com to manage my account and turned OFF two-factor authentication. Message popped up on my phone to login to iCloud (which I did) and same thing on my computer. Then on my phone I went to pay someone via text message with Apple Pay cash, and it gave me a message about upgrading my security. I clicked continue. I then had a choice to select either upgrade to two-factor, or "Not now". I selected not now, and Apple Pay cash eventually gave me the same error ("can't do it now, try later"). I exited out and tried again, but this time I selected upgrade to two-factor. Had to enter my iCloud password (on my phone), and Apple Pay successfully activated! No idea if the order or the device matters. Just telling you as accurately as I can what I did.

Hope this helps. Good luck!

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