- Regarding using Windows 10 for iCloud, I have tried it and utilize it daily just as I do on my Apple devices.
- ICloud and its features suit my needs really well in many ways and across platforms which is vital to my work and personal needs. And, one of those features I find to be a huge asset, is the fact that iCloud holds my full resolution photos or what I call "the heavy stuff" so that my devices are free from that weight and storage, yet I have the visual quality I want on my devices.
- Regarding backing up, I am one who quite depends on iCloud to backup my data, and I pay for an upgraded plan to hold, sync, and backup all of it. However, I also backup to external storage drives, iTunes, as well as Google photos & drive which syncs to my gmail accounts I designate & assign for specific purposes. I've gone through a hurricane in which it wiped everything out and I lost everything. So, I learned the hard way to backup daily, using different means and methods. The only salvageable photos were those uploaded to a server.
- With that in mind, I'm very confident in using iCloud's backup feature and know how it functions in correlation to it being a syncing service as well. Regardless, I also know that I could make a random mistake for example and possibly put my iCloud backup at risk or lose data. So, I have backup plans for my backups. Love iCloud's secure server and am reassured my data is safe, but that still doesn't ensure my own human error. Thus, I make sure I have my documents and photos backed up via other means as well.
Bottom line - iCloud definitely holds my full resolution photos, so not sure why yours may not be. At this point, weigh your options, go with what suits your specific needs, and backup in another manner or two to ensure safe keeping.
Hope the above details help a bit & take care ~