Apple Card and Quicken

I didn't see a topic or community set up for Apple Card yet so I'm starting this thread on Apple Pay, somewhat related, just to get the discussion rolling.


I recently accepted the Apple Card invitation and contacted Help/Goldman Sachs to see if they support Direct Connect functionality in Intuit’s Quicken for Mac financial management software (as provided for other "conventional" Goldman Sachs card holders). I was told this Quicken service is not available for Apple Card and, furthermore, there are no provisions for Apple Card customers to login to the Goldman Site and download Apple Card transactions manually, once hard credentials are provided like account number, etc.


Without some kind of financial integration or management functionality, Apple has created yet another "Financial Silo of Excellence” that does not integrate well with existing financial management solutions. 


I realize there are security concerns but believe this is very short-sighted and should not have been overlooked during the development phase of the Apple Card. I'm hoping more information and financial management functionality is forthcoming.

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Posted on Aug 9, 2019 9:04 AM

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Posted on Dec 3, 2019 12:08 PM

A kind user mentioned that there are some interest in the tool ac2ofx and Quicken windows users are not able to import the generated OFX file.


I will make a quick fix by end of day to generate the output as both ofx and qfx files and will make the distribution available at https://bitbucket.org/hleofxquotesteam/dist-applecardstmt/downloads/


For future issue, I can be reached at ac2ofx at gmail dot com OR you can log an issue at https://bitbucket.org/hleofxquotesteam/dist-applecardstmt/issues



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427 replies

Nov 10, 2019 6:01 AM in response to philjacksontu

I have used financial management software since the 1980s, first PFS and now Quicken so I am fully aware of the issue at hand. However, I am capable of adapting unlike others apparently. I have established a manual Apple Card account in Quicken and it gets the job done. Would I like the download feature? Yes, but I’m not going berserk over it like some are doing here, declaring the card a useless failure, predicting Apple’s demise because of the lack of this ability, etc. And I will repeat my assertion that the vast majority of people do not use financial software and therefore could not care less about it. It’s a squeaky minority going nuts over this.

Dec 3, 2019 6:51 AM in response to MRYFLYGUY

Hello everyone, I posted on this channel out of anger that Apple would have put forth a modern credit card without an interface to conventional financial software. I have already canceled my account, as this card represents just another credit card. There is nothing special about it except that it is metal and it has an Apple logo on it. It is a credit card. It does not require special processing nor does it require If an academic essay on how to download the transactions. It is a credit card that has failed in the simplest way; a modern interface to conventional software. Close your account and forget about it.

Feb 11, 2020 7:42 AM in response to MikePSF

> Just tried to import my Applecard transactions to Quicken using the OFX file format. It doe not work and Quicken can't read the OFX file.


Just saw that the OFX option is available. Try it. It was obviously a rush job because it has quite a few of very basic errors. A basic import test to one of the personal finance software would have failed immediately.


Apple/GS, I have some hand-on experience on OFX generation and will be happy to provide input and do some testing so we can get this right (cause I want to use it). I can be reached at ac2ofx at gmail dot com.


Mar 3, 2020 4:27 PM in response to Carmaro4

Carmaro4 wrote:

Stating how one would like a product to work is not ranting and raging. No one suggested the card is useless or that someone should close their account. So basically, you would be ok if it worked the way it should or if it continues working the way it does. Why are you even in this conversation then? If people didn't give feedback we woud still be using Windows 95.

Flat out wrong. Read this thread and others from the beginning and you'll see what I said is true.


And continuing this thread does nothing as Apple is not here. Apple does not monitor these forums. What Apple DOES monitor are the Feedback comments. So if you want to get Apple's attention submit Feedback. Apple looks at every Feedback submission.

Sep 7, 2019 10:34 AM in response to Philly_Phan

Philly_Phan wrote:

Actually, they didn't. Apple/Goldman assigns expense categories without any resemblance to reality. I purchased gasoline at a convenience store and it was categorized "Food and drinks."

i think this is the convenience store’s problem - they don’t have a separate category for auto:fuel when submitting transactions to the bank. Costco does. When I fill up there and use a card for gas, then buy stuff in the store, I get two line items, one for fuel and another for fuel, as it should be.


The beauty of Quicken is that you can rename the inbound transaction’s category (or match to an existing one) and then Quicken will automatically recategorize the next time it sees a transaction from your convenience store. The problem is that solution is if you buy goods at that store as well, they’ll be categorized with fuel. There’s no good solution here unless you can convince the convenience store to submit separate transactions (goods vs. gas).

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Apple Card and Quicken

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