How long did available balance take to update

Mine FINALLY posted. I paid on Thanksgiving at 9am and it just showed today (Tuesday) so we’re looking at 5 days. Granted Thursday was a holiday then you have the weekend but at the same time it was an online transaction. Still unsettling.

According to GS, you can use the Apple Cash card to help post faster

Bank account transfer > Apple Cash Card (Instant)

Apple Cash Card > Apple Card Balance (Instant) but apparently that’s not the case for some people

For me this all resolved after the first month. Initially it was 10 full days and I , also, was quite frustrated. You don't have the money in your bank nor do you have it as available credit on your card. However, within a month (and I made 3 payments during it) I now have instant credit for my payments applied. I love this card. Paying your bill takes 5 seconds from the wallet app Taptic touch on the home screen.

I made a $3200 payment-My full balance and it cleared my bank account the next day. It took 11 business days to reflect as available. That is so crazy. None of my other cards do that-Usually 24-48 hours and the credit is once again available. This is not a huge issue but if you have a lower credit line makes the card hard to use.

Mine has been instant. Did you link your bank already? Go to Wallet>Apple Card>three dots in circle>messages and ask them if there is an issue or call your bank.

They only say several days because saying 10 days makes them look really bad . It’s actually 10 days for a payment to reflect.

Payments are instant for me as well, however the time it takes for the available credit to update I do not know I’m still waiting. I’ve made three payments and the available amount of credit has not updated. It’s been seven days today. I also called and the response is several business days for the payment to reflect as available credit. 7 Days and Counting.

Welfever I tried your advice.... I called them Josh who is a GS representative and on the call he didn’t even look up my info to gather my account, (must get the same call a lot), and all he said was said, “it’s the two banks learning to talk to each other”. So I called my bank to see if they have the correct love language for GS, and sure enough they confirmed the $3,000 pulled on 10/3 and cleared all the way through to the GS account. I was even given a bank to bank transactions number. So still hopeful now with this new information, I called GS again... and this time they took my info to look up the account... confirmed they have money and my account has been credited... but it will take “serval days” to update in my available balance. It’s Tuesday and she said, ” maybe by Friday”

Apple please help? What is going on? Don’t say serval say ... say 10+ days so we can make a educated choice... I can’t believe GS is making money by this move... please fix this

Thanks for the response!

I just woke up about 30 minutes ago and Mine just posted today (Wednesday, 12/4). I paid last Wednesday (11/27) so mine was exactly 1 week/7 days. And yes, just like yours, that time period included the weekend and thanksgiving holiday but I agree. Online should be somewhat instant. Especially by the time the payment switches from “pending” to “completed” (which for me happened 10 hours after I hit “pay” and on the same day)

The first time I experienced the delay in payment posting to my available balance, Goldman Sachs told me it could take 3-4 days.

Now I am facing another delay and they are telling me it will be ~7 days. :-(((((

My bank tells me Goldman Sachs already has the money!!!

Others have reported 10+ days.

This is beyond ridiculous.

Tell me they're not "sitting on the money" so they can make interest off it for those 7-10 days they hang onto it?!?

I am filing a complaint with the SEC.

After having the 10 day problem the first month when I paid the ENTIRE balance, after that had instant payment credits by not paying the entire balance, just chunks of the balance early..

Yes 2nd time laying off balance. It literally takes 5 days to update avail balance. We want answers to why it takes so long to update and process through bank

One of the payments posted today. I actually contacted them and they told me that they would post today and tomorrow so it’s been around 5 business days. Monday was a holiday so maybe 4.

They are essential wire transferring money and that takes time since it has to be verified each step of the way. Now that you know everything is okay, try signing out of your Apple ID on your phone to see if it corrects the issue.

Same issue here. I made a payment on 10/1 and within seconds my available credit was updated. Made a payment yesterday, same account and everything, payment cleared at my bank today and the available credit hasn’t changed. As with everyone else, customer service keeps saying it takes “several days” for the payment to reflect in available credit which I find to be total bs. Every single credit card I’ve had—Chase, Capital One, Discover, Citi—reflects the proper available credit a day (at max) after payment was made even on weekends...