If a mobile device, ensure it's connected to power. Quit and launch Photos. If you go to the Photos album, click on the Days tab, then scroll to the bottom, you see that Photos is Curating, Composing, Gathering, Analysing, Detecting, etc .. and a progress bar saying "Leave device connected to power".
If you then go to the People album, scroll to bottom it should show you:
n Photos Scanned
n Photos Remaining
As I type this message, mine shows:
71,045 Photos Scanned
2,552 Photos Remaining
So a further 70 files have been scanned since my last post. Extremely slow progress, though without the Photos application providing more detail of progress, I'm unable to tell the reason. Still nit return call from Apple Support on the case I've raised. Then last call told me to update to 10.15.3 and that should resolve the problem. Nope.